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Ruth McKeague

Ruth McKeague lives in Ottawa, Canada, and teaches in a high school. For the past six years, she has chronicled her journey out of debt at her website, Prudence Debtfree.

Debt Reduction and Wealthbuilding

Published in Success

Reading the blogs of other people fighting debt helps me keep my resolve in focused debt reduction. As I browse articles that relate to where we’re at in our journey out of debt, I often sift out those to do with investments and savings. There is an overlap between writings on the subject of debt reduction and those on the subject of wealth building, and while I’m 100% in when it comes to eliminating debt, I struggle with the concept of building wealth. Where I associate debt reduction with becoming responsible, exercising discipline, and cleaning up my act, I have tended to associate wealth building exclusively with greed and selfishness.

Stepping Out from a First-World Mindset

Published in Giving

Almost every single day, I’m struck by how lucky I am to work where I do. I’m a teacher at an inner-city school that serves families from all around the world. I work in the library, where it is normal to see, at any given table, a group of four students working together who represent four different continents, four different languages, and four different faiths. The UN could learn a lot from my school.

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